Business Clients
We have a wealth of experience in the Insurance and Risk Management Sector and provide robust solutions for all sizes of Commercial, Industrial and Professional Businesses. Insurance programmes are designed to cover four main areas of risk consisting of Asset Protection, Financial Loss Protection, Liability Protection and Motor Insurance. Cairn Corporate can provide risk management guidance and bespoke insurance packages over a broad range of industry sectors:
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Agriculture and Forestry
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Charities
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Construction and Engineering
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Farming
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Food and Drink
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Haulage
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Manufacturing
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Motor Trade
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Property Owners
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Renewable Energy
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Retail
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Science and Technology
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Transport and Logistics
Asset Protection
It is essential that Insurers are presented with an accurate representation of the risk including all material facts. Our robust information gathering and ongoing communication with you ensures that we can present your risk accurately to insurers.
The advice we provide together with the insurance solutions put in place results in a cost effective, structured portfolio of covers which will protect your interests in the event of a claim.
Material loss or damage to physical assets at and away from your premises include:-
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Property and Buildings
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- Buildings
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General Contents
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Machinery, Plant
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Stock
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Goods In Trust
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Portable Equipment
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Goods at Outworkers Premises
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Goods in Transit
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Own Goods
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Haulage & Warehousekeepers
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Engineering
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Computer
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Engineering Breakdown
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Plant - Owned, Hired In or
On Free Loan -
Machinery Movement
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Statutory Inspection
Financial Loss Protection
There are risks to your Business or Organisation which can have a significant impact on its financial stability. We will work with you to understand the exposure to these risks and recommend suitable solutions.
The advice we provide together with the insurance solutions put in place results in a cost effective, structured portfolio of covers which will protect your interests in the event of a claim.
Impact From Financial Risks include:
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Business Interruption
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Credit Insurance Risks
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Engineering – Loss of Profits
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Fidelity Insurance
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Money
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Surety Bond
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Legal Expenses
Liability Protection
Incidents involving management negligence, injury to persons, damage to property or the environment can all lead to your business being held legally liable by others. We will work with you to understand the exposure to these risks and recommend suitable solutions.
The advice we provide together with the insurance solutions put in place results in a cost effective, structured portfolio of covers which will protect your interests in the event of a claim.
Impact from Liability risks include:-
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Directors and Officers
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Employers Liability
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Employment Practice Liability
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Environmental Liability
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Product Recall
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Professional Indemnity
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Public and Products Liability
Motor Insurance
The provision of various forms of transport within most businesses is an integral part of the overall business process and any circumstance which interferes with this can cause significant inconvenience and cost to the business. Motor risks include:
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Motor Fleet
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Commercial Vehicle
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Business Car
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Special Types or Agricultural
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An appropriately arranged policy will ensure that the impact of any such circumstance is kept to a minimum. We will work with you to understand the nature of your fleet and recommend suitable solutions.